民用工程合同书(22)

10　damage to persons and property
　　the contractor shall， except if and so far as the contract provides otherwise ， indemnify the employer against all losses and claims in respect of injuries or damage to any person or material or physical damage to any property whatsoever which may arise out of or in consequence of the execution and maintenace of the works and against all claims， proceedings， damages， costs，charges and expenses， whatsoever in respect of or in relation thereto except any compensation or damages for or with respect to:
　　　　（a）the permanent use or occupation of land by the works or any part thereof;
　　　　（b）the right of the employer to execute the works or any part thereof on， over， under， in or through any land;
　　　　（c）injuries or damage to persons or property which are the unavoidable result of the execution or maintenance of the works in accordance with the contract.
11　third party insurance
　　before commencing the execution of the works the contractor， but without limiting his obligations and responsibilities under 10 thereof， shall insure against his liability for any material or physical damage， loss or injury which may occur to any property， including that of the employer， or to any person， including any employee of the employer， by or arising out of the execution of the works or in the carrying out of the contract， otherwise than due to the matters referred to in the provision to 10 hereof.
　　such insurance shall be effected with an insurer and in terms approved by the employer ，which approval shall not be unreasonably withheld， and for at least the amount of i.
　　the contractor shall， whenever required， produce the policy or policies of insurance and the receipts for payment of the current premiums.
　　the terms shall include a provision whereby， in the event of any claim in respect of which the contractor would be entitled to receive indemnity under the policy being brought or made against the employer， the insurer will indemnify the employer against such claims and any costs， charge， and expenses in respect thereof.